Making sure I am making enough profit to pay my employees properly

I am always worried that I won't have enough money left over at the end of the month to turn a profit.

Managing cash-flow and accounts receivables to ensure that we can make ends meet.

It is hard to track everything as often they are spread out over a variety of places.

There's a tightrope to walk - don't keep enough money in your account and a lean period kills your business. Hoard your money and don't invest, and your business never grows.

Long term understanding where the business should be moving forward

The rising cost of goods, services, shipping supplies, etc. Everything just keeps going up, and I'm afraid if I keep raising my prices, I won't have much business. I'll more than likely be priced out.

Being able to minimize costs will staying profitable as a company

I am not a small business owner yet. But if I was, it would be the fluctuation of income each month.

Taxes, what can be written off and what can't is probably the most stressful.

Increasing costs in practically everything during an economic environment where it's impossible to say what's going to come next in terms of demand.

The thing that stresses me out the most about my business finances are all of the tax complications that arise when hiring people and trying to find the best way to manage our limit finances.

Making sure that my revenue is where it needs to be to keep operating. Getting payments on time is pertinent to this

Making sure all the correct tax forms are filled out correctly. Keeping track of all the purchases I have made for my business and making sure I know what I can claim on my taxes.

How much they can add up during periods of recession.

Knowing the supply and demand of things and whether I feel I am buying too much or too little.

How to track down daily sales and checking in new stock to the business.

What stresses me out the most is not being able to predict the finances because things come up at the last minute / situations are made worse because people don't tell me about them right away

I'm stressed that I won't have enough capital to keep me afloat for the upcoming month.

I find that the rising costs of goods used to sell to the people are only going up. This makes the amount of profit per item that much smaller, which can be significant on already small margins. This is frustrating because it impacts how many associates we can hire and negatively affects local job growth.

Inflation and cost of goods increasing

As a small business owner what stresses me out the most is not knowing if I am going to get sales and if i'm not doing something I should be doing. It's always stressful. Especially when I should be making money and i'm not.

The thing that stresses me the most is knowing how much to pay for things, like how much should I pay myself, should that fluctuate each month or should it stay the same, and also how much should I put aside to spend on investments in my company like a new printer or computer or something like that. I know I can write things off but I don't know if I should just use my own money for things instead of having money from the business pay for things while still taking out money to pay myself. I keep track of finances okay but it would be nice to have some guidance on where my money should go and when.

Trying to make a profit is pretty big deal and a problem.

Ensuring that all expenses are paid and on time and that the income is exceeding the outgoing.

Planning in advance for things like a lack of demand and inflation.

I have had two busienes one a law firm with 7 employees and now ebay store with just me. With law firm I worried about payroll every week. It was very stressful. I would have loved to talk to other attorneys about it but it was not a subject you brought up. Now I am less with no overhead. So my answer would be the overhead.

Not having reliable software or an accountant to verify that I'm tracking everything properly

Not getting enough sales to cover the expenses. How to get new leads and prospective customersHow to convert prospective customers into actual customers Covering the wages and expenses.Delayed payments after the sales. Making sure I have the right people working and they keep on working 100%. Keeping a track of all the numbers related to sales and profits and other expenses.

Cash flow is the main stressor. Waiting for account receivables can adversely affect the ability to buy products and supplies for other current and future jobs. When a customer takes longer than usual or even the allotted 30 days, working capital can be extremely limited making it hard to pay my own vendors on time. When I can't pay my own vendors and am late it snowballs into more expensive payments when I finally do get paid from my late paying customers.

I would like to have more information on profit margins.

The biggest stress is probably fees adding up. This is especially worse in slower periods of business. They can begin to add up.

Making sure the business gets a lot of traction.

Trying to manage running costs and revenue. Employee payroll is also stressful.

What would be most stressful is having the funds available to cover when something unforeseen happens that effects something essential and cannot wait to be fixed.

Amount of time destined to tax returns, reliefs, employment contracts, pensions, auto-enrolment or health and safety assessments and Feeling responsible for the company success, or failure.

Being able to pay employees

At times it becomes difficult when you have to pay more taxes with your little profit.

I feel like the taxes is the most stressful. Making sure you have all the receipts and making sure you keep all business related expenses documented. And making sure you get all the deductions possible.

What stresses me out the most is unexpected expenses that come up.

The most stressful thing of starting and running a small business is making sure you have order book set up correctly to keep track of all your expenses and all the profits that you will make. Also one of the most frustrating things is finding a decent and cost worthy way to set up a website that is beginner friendly and is not too hard for people who are not tech friendly and knowing how to set up their own website in order books.

What stresses me out the most is worrying about inflation. Supplies are getting more and more expensive and it's hard to cut back on things.

Inflation and the fact that my money is no longer worth as much as it used to be.

I think the unpredictability of the months ahead. I am so tight on my budget and expenses, but with the inflation and interest rates out of control it's very hard for me to look 90 days out with certainty.

Not knowing if i will have one customer after another keeping me in business.

Never having enough money because of a lack of value for my time and effort.

People actually buying my product

That you will not make your money back.

What stresses me out the most is the inability to get a loan until after 2 years of business tax returns are filed even if there’s substantial proof of income. I find this status quo super frustrating.

When like many of us are strapped, it shows most in the scarcity of operating capital. That float for unforseen, uncommon expenses that occur randomly throughout the year. Those types of events are showcased entirely by the level of operating capital. It is an index of vulneribility and resilience. It never seems to be enough because random events have no top line so even if something is unlikely that has no impact on the levels of worry.